Fitchburg, MA Public Insurance Adjusters

We are helping Fitchburg, MA home, condominium, and business owners with insurance claims from winter storms, ice dams, and hurricane insurance damage claims in these areas:

  • West Fitchburg

  • Upper Common / Academy Street Area

  • South Fitchburg

  • Rollstone Hill

  • Dean Hill / Ashby State Road Area

  • Cleghorn

  • East Fitchburg

  • Parkhill

  • Other areas not listed — please call us at 508-280-6499.

Global Patriot Adjusters is a company built to complete the single goal of making sure every dollar deserved to clients from an insurance claim, is given to them. We maintain the best reputation in the public adjuster business because we take every claim for every client as a project with personal ownership and accountability.

We work for you to maximize your claim!

Specializing in mold damage, storm damage, ice dams, wind damage, sink holes, and more — we can help. Contact us today with questions about your insurance claim at 508-280-6499.

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For a FREE CLAIMS EVALUATION for your home, condominium, or business, please fill out the Contact Us form.

“My team is here to help you get the most money for your insurance claims. We work for you!” 
— Marc Lancaric

Global Patriot Adjusters, LLC
Marc Lancaric, President / Public Insurance Adjuster
508-408-5533

Assessing Property Damage After a Winter Storm in Fitchburg, MA

Winter storms in Fitchburg, MA, can cause severe property damage, including structural issues, wind damage, burst pipes, and business interruptions. After a storm, homeowners and business owners must act quickly to assess damage and file insurance claims. Hiring a private insurance adjuster can help ensure fair compensation and a smooth claims process.

1. Assessing Property Damage

A thorough inspection is essential to document all damage accurately. Use this checklist:

Exterior Damage

  • Roof & Shingles – Look for missing or damaged shingles and ice dam buildup.

  • Siding & Windows – Check for cracks, broken glass, or signs of leaks.

  • Gutters & Drainage – Ensure gutters are intact and not clogged with ice.

  • Trees & Landscaping – Identify fallen branches or trees that could cause additional damage.

Interior Damage

  • Ceilings & Walls – Look for stains, peeling paint, or warping, which indicate water intrusion.

  • Floors & Carpets – Check for water damage, buckling, or mold growth.

  • Basements & Foundations – Look for flooding, cracks, or sump pump failures.

Plumbing & Heating Systems

  • Frozen or Burst Pipes – Inspect for leaks or reduced water pressure.

  • Water Heater & Boiler – Ensure heating systems are functioning properly.

  • HVAC Systems – Look for ice buildup and test heating efficiency.

Business-Specific Damage

  • Equipment & Inventory – Document damage to machinery, stock, or office supplies.

  • Loss of Income – Record closures, supply chain delays, and lost business revenue.

2. Benefits of Hiring a Private Insurance Adjuster

A private insurance adjuster (also called a public adjuster) works for you—not the insurance company. They help:

✔ Maximize Your Claim – Ensuring you receive the full amount for repairs.
✔ Identify Hidden Damage – Recognizing structural or water issues you may overlook.
✔ Handle the Claims Process – Managing paperwork, inspections, and negotiations.
✔ Support Business Interruption Claims – Documenting lost income for commercial properties.

When to Hire a Private Adjuster

  • If your insurance payout is too low or your claim is denied.

  • If you’re dealing with complex damage like foundation issues or mold.

  • If the insurance company is pressuring you to settle quickly.

3. Steps to Filing a Successful Claim

✔ Take photos and videos of all damage.
✔ Keep receipts for emergency repairs and temporary housing.
✔ Contact your insurance company to report the damage.
✔ Schedule a private adjuster for an independent evaluation.
✔ Negotiate for a fair settlement—don’t accept the first offer.

4. Preventing Future Winter Storm Damage

✔ Insulate pipes to prevent freezing.
✔ Trim trees near your home or business.
✔ Maintain your roof & gutters to prevent ice dams.
✔ Install backup power sources for heating systems.

Winter storm damage can be costly, but working with a private insurance adjuster ensures you receive a fair settlement. If you’ve experienced property damage in Fitchburg, MA, take action quickly and consider hiring an expert to advocate for your claim.

Top image source: Nick Allen, CC BY-SA 4.0 <https://creativecommons.org/licenses/by-sa/4.0>, via Wikimedia Commons