Hampton, CT Public Insurance Adjusters
We are helping Hampton, Connecticut home, condominium, and business owners with insurance claims in these areas:
Windy Hill Rd
Old Kings Hwy
Cedar Swamp Rd
Estabrooks Rd
New Hill Rd
Old Griffin Rd
Drain St
Potter Rd
Pudding Hill Rd
Parker Rd
Other areas not listed — please call us.
We work for you to maximize your claim!
Global Patriot Adjusters is a company built on the single goal of bringing every dollar deserved to clients from an insurance claim. We maintain the best reputation in the Public Adjuster business because we take every claim for every client as a project with personal ownership and accountability. We pride ourselves on working with our clients to produce the best possible outcome. By working with clients as opposed to for them, we are able to understand their wants and needs to achieve our goal.
Specializing in mold damage, storm damage, ice dams, wind damage, sinkholes, and more — we can help.
Please call Marc Lancaric 203-433-0203 with any questions about our Connecticut insurance adjusting services.
Handling flood damage claims in Hampton, CT, can be a complex and stressful process. To ensure that homeowners receive the compensation they deserve, working with a public insurance adjuster can be highly advantageous. Here are some tips for effectively managing flood damage claims with the help of a public adjuster:
Understand Your Insurance Coverage: The first step is to thoroughly review your homeowner's insurance policy to determine what types of flood damage are covered and what are not. Most standard policies exclude flood damage, so it’s crucial to know if you have a separate flood insurance policy through the National Flood Insurance Program (NFIP) or another provider.
Select a Qualified Public Adjuster: Choose a public insurance adjuster who is licensed in Connecticut and has specific experience with flood damage claims. An adjuster with local expertise will be familiar with state and regional regulations and can effectively negotiate with your insurance company on your behalf.
Document Everything: As soon as it is safe to do so, document all flood damage. Take detailed photographs and videos of all affected areas and any damaged personal property. This documentation will be vital for your claim. Additionally, maintain a record of all expenses related to the flood, including temporary repairs, lodging if you had to evacuate, and any other related out-of-pocket expenses.
Act Quickly to Mitigate Damage: It’s important to prevent further damage where possible, which might include removing water, drying out areas, and preventing the growth of mold. Keep all receipts and records of expenses related to these mitigation efforts, as they are often reimbursable under flood insurance policies.
Stay Organized and Keep Records: Compile a comprehensive file containing all documentation related to the claim. This includes correspondence with the insurance company, a log of conversations, receipts, and a detailed list of damaged items.
Discuss Fees Up Front: Public adjusters typically charge a percentage of the claim settlement. Clarify all costs and payment structures before signing any agreements. Understanding these fees upfront will prevent any surprises after your claim is settled.
Be Patient but Proactive: Flood claims can be particularly lengthy and complicated. While patience is necessary, staying proactive in following up on your claim status and maintaining communication with your adjuster can help ensure that your case moves forward efficiently.
By following these steps and leveraging the expertise of a public insurance adjuster, homeowners in Hampton can navigate their flood damage claims more effectively, helping to secure a fair settlement and rebuild their lives more quickly.
About Hampton Connecticut
The town of Hampton, Connecticut is located in northeast Connecticut on lands originally shared by Pomfret and Windham. It was incorporated from the towns of Pomfret, Brooklyn, Canterbury, Mansfield, and Windham in 1786. Hampton is a small rural farming community that has managed to preserve its past.
The Congregational Church is the second oldest building in the state, with portions of the structure dating from 1754. Also preserved is "The House the Women Built", a two story building raised in 1776 by the Sally Bowers and other young women of the town while the men fought in the Continental Army. At Clark's Corner there is also a liberty pole dating from 1849. Erected by a resident named Jonathan Clark, it records the distance to Hartford and intervening towns via the stagecoach of the time.