Hingham MA Public Insurance Adjusters
We are helping Hingham MA home, condominium, and business owners with winter storm, ice dam, water pipe bursts damage insurance claims in the following neighborhoods:
Town Center
Cole Corner
Crow Point / West Hingham
Liberty Plain / Finnville
Global Patriot Adjusters is a public insurance adjusting company built with the mindset of bringing every dollar deserved to clients from an insurance claim. We maintain the best reputation in the public adjuster business because we take every claim as a project with personal ownership and accountability.
Please call Marc Lancaric at 508-280-6499 with any questions about our MA insurance adjusting services.
For a FREE CLAIMS EVALUATION for your home, condominium, or business, please fill out the Contact Us form.
“My team is here to help you get the most money for your insurance claims. We work for you!” — Marc Lancaric
Global Patriot Adjusters, LLC
Marc Lancaric, President / Public Insurance Adjuster
Homeowners in Hingham, MA, dealing with flood damage can greatly benefit from the expertise of a public insurance adjuster. Here's how to make the most out of this professional assistance:
Verify Licensing: Ensure the public insurance adjuster is licensed in Massachusetts. Licensing confirms that they adhere to professional standards and are equipped to handle your claim effectively.
Choose a Specialist: Select an adjuster with experience in flood damage claims. Flood damage can be intricate, involving water levels, contamination categories, and specific damages that are best assessed by someone with relevant experience.
Understand the Fees: Public adjusters usually charge a percentage of the claim settlement. This fee varies but is typically between 5% and 15%. Discuss and understand the fee structure upfront, including any potential additional charges, to avoid surprises later.
Provide Detailed Documentation: Compile all evidence of the damage immediately. This includes photographs, videos, and a detailed inventory of damaged items. Precise documentation is critical for substantiating your claim.
Take Preventative Measures: If possible, take steps to prevent further damage. This might include using tarps, pumps, or other means to protect your property. Keep receipts and records of any expenses incurred; these costs may be reimbursable under your insurance policy.
Stay Informed: While your adjuster will handle most negotiations and communications with your insurance company, stay actively involved. Request regular updates and ask questions to ensure you understand every step of the claims process.
Review Settlement Offers Carefully: Before accepting any settlement offer from the insurance company, discuss it with your adjuster. They can help you understand whether the offer is fair and advise on whether further negotiations might yield a better outcome.
Check References: Ask for references or check reviews to assess the adjuster's reliability and success rate with previous clients. This feedback can provide insight into their effectiveness and professionalism.
Know Your Policy: Understand the specifics of your insurance policy regarding flood damage. Familiarity with your policy’s terms and coverage limits will help you set realistic expectations about what compensations you may be entitled to.
By following these tips and partnering with a skilled public insurance adjuster, homeowners in Hingham, MA, can navigate the complexities of flood damage claims more effectively, enhancing their chances of receiving a fair and adequate settlement from their insurance provider.
About Hingham MA
Hingham's roots go back to the earliest days of European settlement in the new world. The first Europeans arrived in 1633, calling the area Bare Cove. Here they found the Massachusetts Indians, a tribal branch of the Algonquin Nation. Relations between the indigenous people and the settlers were friendly with the Native Americans providing food and teaching the settlers how to grow corn.
The first significant European settlement was established in 1635, when the Reverend Peter Hobart arrived with his followers from Hingham, England. In that same year, they renamed the town "Hingham," and it was incorporated as the 12th town in the Massachusetts Bay Colony. By 1665, the Massachusetts Indians, weakened by plague and attacks by the Abanaki Tribe, granted the land "from the beginning of the world" to the settlers. This deed, bearing the mark of the Sachem Wompatuck, hangs in the Hingham Town Hall today.
Source: Historical Highlights of Hingham, Massachusetts, Incorporated 1635
