Handling Every Aspect Of Your Claim With Your Best Interest At Heart - Public Adjuster

Global Patriot Adjusters, LLC. Licensed Public Adjuster for Residential & Commercial Claims: NH, MA, CT, RI, VT, ME, NY, LA, GA 1-800-654-3041

"Handling Every Aspect Of Your Claim With Your Best Interest At Heart"  is just a statement without the story behind our company and mindset.   Our mission was formed before we took the first claim.  Our mission is at the bottom of every e-mail me compose.  It is the first thing we teach our staff and Public Adjusters;

"Global Patriot Adjusters LLC is a company birthed and built on the single goal of fanatically bringing every dollar deserved to clients from an insurance claim. We maintain the best reputation in the public adjuster business because we take every claim for every client as a project with personal ownership and accountability."

When we say "Handling Every Aspect Of Your Claim With Your Best Interest At Heart," it means the things on this list and a great deal more:

• We document your claim down to the very last item damaged item.  It doesn't matter if it is 50 Cents of $500.00, we make it part of your claim.
• We deal with respect with your insurance company and adjuster, but we only represent you in the process.
• We speed the process of getting your claim submitted and settled in a favorable way.
• We don't leave you in the claim process, we handle it end to end.  Our relationship with you will remain long after the initial Insurance claim process beings.
• We keep you up to date on our progress on your behalf.
• We keep your special circumstances in mind.  This can mean health, housing, pets, and special family needs. Taking ownership of your claim, is personal, and we expect to handle special needs on your behalf to the insurance carrier just the same!
• We seek advances on most claims to help with the cash flow of repairs.
• We handle Loss of Use and Additional Living Expense (A.L.E.) Claims.  These claims can help to make you comfortable during the process of the claim.  They must be handled with speed and proper pre-approvals we negotiate with the carrier.
• We handle even the smallest of claims because a small loss is just as much of a challenge for owners at times than total destruction of property.

Handling Every Aspect Of Your Claim With Your Best Interest At Heart -  Global Patriot Adjusters, LLC, Your Public Adjuster

Call us for a free no obligation consultation or for advice on how to proceed. 800-654-3041

Maximizing the Size of Your Insurance Claim -

Maximizing the Size of Your Insurance Claim

Maximizing the size of your insurance claim may mean properly valuing  or discovering the depth of the actual damage.

"Maximizing the size of your insurance claim is more of a science project than anything else.  We prove facts, and present them in a way the Insurance company will understand." - Marc Lancaric - Public Adjuster, President of Global Patriot Adjusters, LLC

Yesterday we met with an insurance adjuster for a claim in Nashua, NH. The adjuster sized the claim at $23,500.  We validated our estimate at $41,000 and settled the claim. That defines Maximizing the Size of Your Insurance Claim.

Earlier in the week were working on a Pipe Break claim in Hartford, CT. The Owner thought the claim was going to cost about $43,000 to repair due to a contractor visiting the property who "eye-balled" the estimated cost.    We produced a line by line estimate of the damage to the property to justify the entire claim. The actual claim value was $91,5000.

Early conversations with the Insurance Adjuster look positive for this amount.  The owner is actually getting an Advance for $15,000 this week due to our efforts.

While working with a business owner in Hopkinton, MA, we discovered a second pipe break which was missed by the carrier. The Pipe had lower pressure and had caused a slower release of damaging water.  We were able to inform the carrier and validate the additional damage.  

On commercial claims especially, Maximizing the Size of Your Insurance Claim mean assessing the damage and Loss of Use Policy provisions. The Pitfalls of handling an insurance claim can mean the loss of tens of thousands on the average loss.

Please Contact Global Patriot Adjusters to have us work on Maximizing the Size of Your Insurance Claim. 

With years of experience, our ability to bring about quick action from your insurance carrier is our standard of operation.  Your insurance company does not have your best interest at heart.  We have a staff ready to personally handle every aspect of your claim.

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041.

Marc Lancaric - Public Adjuster TERMINATED INSURANCE CLAIM DELAYS

Insurance claim delays for clients he represents this month.

It was another powerful month of claims and resolutions for Global Patriot Adjusters, LLC & Marc Lancaric - Public Adjuster & President. We say around the office - that we "Terminated the delays" the "troubles," and the general problems associated with insurance claims. We call Marc Lancaric the "Terminator" for good reason. Any Large Public Adjusting firm needs a leader to set the standard, we are proud that again we have:

• TERMINATED the view of Insurance Adjusters by calling in contractors to give a third-party view of the claim and provide a proper scope.
• TERMINATED  the delays owners were having getting payouts for contents and advances.
• TERMINATED delays in getting overhead & profit payments to insurance holders.
• TERMINATED the lack of assistance the insurance carrier office was providing.
• Terminated the contact the owners faced with the insurance adjuster, let the Public Adjuster speak on your behalf

GET YOUR INSURANCE TROUBLES TERMINATED

Call Global Patriot Adjusters for assistance in any capacity needed with your claim.

How we work:

• Initial Loss Investigation – Identify Cause of Loss (COL)
• Analyze Insurance Coverage – Evaluate your insurance policy and endorsements to ascertain best strategy for maximizing your coverage
• Advise you on clean-up and how to proceed with recovery
• Negotiate with your insurance company for mitigation services, including water damage repair and cleanup, fire/smoke damage and cleanup, mold removal, and other various structural uninhabitable circumstances
• Create detailed report for you and insurance company of all damages resulting from loss
• Summary of costs resulting from property loss and Additional Living Expenses (ALE), which may include hotels, food, etc…
• Clearly explain all policy language:
  • Replacement Cost Value (RCV)
  • Actual Cash Value (ACV)
  • Additional Living Expenses (ALE)
  • Depreciation / Recoverable Depreciation
  • Resolution and any other terminology related to your loss

With years of experience, our ability to bring about quick action from your insurance carrier is our standard of operation.  Your insurance company does not have your best interest at heart.  We have a staff ready to personally handle every aspect of your claim.

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041

Insurance Claim Help - Public Adjuster

Insurance Claim Help -  Avoiding the Pitfalls

When you have damage to your home or business, from the first call you make to your insurance carrier, it could be costing you monies on your claim. It seems like it should be simple, but the insurance company doesn't stay in business by paying out big on your claim without a push!

Some of the pitfalls we can help you avoid:

• Taking a settlement less than the proper value of the damage to the building.
• Taking a settlement for building contents for less than what is lost or damaged.
• Avoiding undue limits on your Additional Living Expenses Coverage.
• Avoiding delays by your carrier.
• Avoid problems with records relating to the construction that will cause delays in payment, or denied claims.
• Avoiding making statement that could cause a rejection of all or part of the insurance claim.
• Generally avoiding the hassle of dealing with so many aspects of a claim.

“Your insurance carrier hires professionals to work your claim on their behalf, you should have the same on your side!”

— Marc Lancaric, Public Adjuster & President of Global Patriot Adjusters

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041

Smoke Damage Insurance Claims

Smoke Damage Insurance Claims Why You May Need a Public Adjuster

Marc Lancaric, public adjuster, was at a New Hampshire apartment building where a fire had occurred recently. The owner explained that the insurance carrier had said, “We won't be covering smoke damage beyond the neighboring apartment, this just wasn't much more than a kitchen fire.”

Marc Lancaric, now the owner's Public Adjuster responded “This is a smoke damage insurance claim as much as a fire claim, as per the policy, the insurance carrier is responsible to properly investigate and pay for actual damages, including smoke contamination throughout a property.”

Insurance carriers will commonly quickly dismiss the smoke damage caused by even a small fire in homes and businesses. Smoke is one of the strongest and penetrating in insurance losses. Smoke smell can overtake neighboring rooms, attics, basements, and wall cavities which span a building.

At Global Patriot Adjusters, we properly scope the loss. Frankly, it is easy just to look at the obvious, but we will never be accused of such. We dig deep, to find every bit of damage that should be covered by your insurance carrier. We do bring in a far more dollars on claims that are handled with us!

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041