Busy Cold Winter - Slow Insurance Claims? - We Can Help CT, NH, NY, RI, MA, and ME Public Adjuster

Busy Cold Winter - Slow Insurance Claims? - We Can HelpCT, NH, NY, RI, MA, and ME Public Adjuster

It is winter, and It is cold in New England.  That statement isn't strange.  But today it is

worth mentioning that for a great portion of this Winter Season, better than half the country has colder than normal.  We aren't weather reporters, but we do watch weather and we are Insurance Industry Watchers for certain.  This strange cold winter is putting stress on the insurance carriers and will likely cause CT, NH, NY, RI, MA, and ME Insurance Claims to move slower.

Sometimes Home and Business Owners will ask us to take on their insurance claim for ice break, fire, or other damages, just because the insurance company is slow too respond to the needs of the insured  property restoration.   We have noticed more of this lately because the insurance companies are swamped with work.   We specialize in moving the process along for our clients.  We have learned many strategies to help insurance claims move more quickly.

It is certainly not fair that insurance claims are so difficult to navigate for most home owners and business owner, but it is a fact our clients often understand. We help you avoid the pitfalls of insurance claims through tried and true strategies.

“Your insurance company hires professionals to work for them, you need the same thing.  We work only for you! Not the insurance company. When Pipe Break Insurance Settlement is Under Value, it can be solved… but do act fast!” Marc Lancaric – Public Adjuster & President of Global Patriot Adjusters, LLC. 

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041

Vandalism Insurance Claims - Public Adjuster NH, CT, RI, MA, ME, NY

Vandalism Insurance Claims – Another Reality of Harsh Winter Weather

“The Insurance Carriers often seem deaf to the results of Vandalism.  When we file Vandalism Insurance Claims we backstop the claim with details and follow-up with strategies we have sharpened over hundreds of Vandalism Insurance Claims.  On Vandalism Insurance Claims, you truly need a Public Adjuster.” Marc Lancaric – Public Adjuster & President of Global Patriot Adjusters, LLC.

There is little that can make a home or business owner feel worse than when vandals seeking some sick joy of damaging your property, or theft of the metals that are part of running your heat and power.  For a host of reasons, the winter seems to bring a pronounced increase in Vandalism Insurance Claims.

If you your Home or Business is faced with an untimely attack resulting in Vandalism Insurance Claim, be prepared for a more harsh push back from your insurance carrier than with many other types of Wind and Fire Insurance Claims. 

WHAT TO DO WITH YOU NEED TO FILE VANDALISM INSURANCE CLAIMS:

1. File a Police Report
2. Contact Your Insurance Carrier to let them know you are going to file Vandalism Insurance Claims.
3. If plumbing, Electrical, or Structural problems exist, contact professionals in your area to secure each of these systems in a way to protect your property from further damage.  You will always need to “contain the loss,” to keep your insurance carrier from limiting the claim. 
4. Take lots of pictures.  Take 100 or more of the condition to be on the safe side of being able to prove the loss.
5. Contact us to be your Public Adjuster. The earlier you can contact us the better it will be in bringing about fast action by your insurance carrier handling the vandalism insurance claims for your property.  

WHAT TO EXPECT WHEN YOU HIRE US TO HANDLE YOUR VANDALISM INSURANCE CLAIMS:

When you contact Global Patriot Adjusters, you can expect our team to come alive with action regarding your needs.  We will meet with you, and being detailed course of action. 

• Initial Loss Investigation – Identify Cause of Loss (COL)
  • Replacement Cost Value (RCV)
  • Actual Cash Value (ACV)
  • Additional Living Expenses (ALE)
  • Depreciation / Recoverable Depreciation
  • Resolution and any other terminology related to your loss

• Analyze Insurance Coverage – Evaluate your insurance policy and endorsements to ascertain best strategy for maximizing your coverage
• Advise you on clean-up and how to proceed with recovery
• Negotiate with your insurance company for mitigation services, including water damage repair and cleanup, fire/smoke damage and cleanup, mold removal, and other various structural uninhabitable circumstances
• Create detailed report for you and insurance company of all damages resulting from loss
• Summary of costs resulting from property loss and Additional Living Expenses (ALE), which may include hotels, food, etc…
• Clearly explain all policy language

With years of experience, our ability to bring about quick action from your insurance carrier is our standard of operation.  Your insurance company does not have your best interest at heart.  We have a staff ready to personally handle every aspect of your claim.

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041

Maximizing the Size of Your Insurance Claim -

Maximizing the Size of Your Insurance Claim

Maximizing the size of your insurance claim may mean properly valuing  or discovering the depth of the actual damage.

"Maximizing the size of your insurance claim is more of a science project than anything else.  We prove facts, and present them in a way the Insurance company will understand." - Marc Lancaric - Public Adjuster, President of Global Patriot Adjusters, LLC

Yesterday we met with an insurance adjuster for a claim in Nashua, NH. The adjuster sized the claim at $23,500.  We validated our estimate at $41,000 and settled the claim. That defines Maximizing the Size of Your Insurance Claim.

Earlier in the week were working on a Pipe Break claim in Hartford, CT. The Owner thought the claim was going to cost about $43,000 to repair due to a contractor visiting the property who "eye-balled" the estimated cost.    We produced a line by line estimate of the damage to the property to justify the entire claim. The actual claim value was $91,5000.

Early conversations with the Insurance Adjuster look positive for this amount.  The owner is actually getting an Advance for $15,000 this week due to our efforts.

While working with a business owner in Hopkinton, MA, we discovered a second pipe break which was missed by the carrier. The Pipe had lower pressure and had caused a slower release of damaging water.  We were able to inform the carrier and validate the additional damage.  

On commercial claims especially, Maximizing the Size of Your Insurance Claim mean assessing the damage and Loss of Use Policy provisions. The Pitfalls of handling an insurance claim can mean the loss of tens of thousands on the average loss.

Please Contact Global Patriot Adjusters to have us work on Maximizing the Size of Your Insurance Claim. 

With years of experience, our ability to bring about quick action from your insurance carrier is our standard of operation.  Your insurance company does not have your best interest at heart.  We have a staff ready to personally handle every aspect of your claim.

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041.

Pipe Break or Frozen Pipe Insurance Claims - Public Adjuster CT, NY, MA, ME, RI, NH

When you have a Pipe Break or Frozen Pipe Insurance Claims you need a Public Adjuster!

pipe break insurance claim marc lancaric public adjuster

It is hard to believe what a single split pipe can do to the interior of your property.  While walking a property yesterday, in Jewel City, Ct  Marc Lancaric  - Public Adjuster said; "If water can - It will - no matter how many times we see it - it is always amazing..  the magnitude of the damage by ice and water!"

Pipe Break or Frozen Pipe Insurance Claims

1.  Turn off the water at the main.
2.  Call a Plumber.
3.  Take Pictures (lots of them), and Report the Loss to Your Insurance Carrier.
4.  Call a Public Adjuster to manage the claim on your behalf.

Once Global Patriot Adjusters Takes on Your Pipe Break or Frozen Pipe Insurance Claim in CT, NY, MA, ME, RI or NH

Once you call Global Patriot Adjusters, LLC, we will visit  your property, assess the damage, and build an estimate of the true value of the claim.  We aren't going to make a schedule to come out 10 days from now, we are going to rush to you, because time is of the utmost importance in this process.  The insurance company will delay you, we will not allow this!  You can expect the following to occur.

• Meet with your insurance company adjuster to work out details of the claim. 
• Work with you to help to organize content losses, and get a fast payment.
• Work with your carrier to get an advance on your loss, so  you can get back to normal faster. 
• Work with your carrier and contractor to demand a fair and fast settlement.
• We will work to help you avoid all costly pitfalls of the insurance claim process. 

"There is nothing more important in dealing with a Pipe Break or Frozen Pipe Insurance Claim than to move with speed.  As your public adjuster, we bring speed and priority to your claim.  There are few tricks of the insurance industry we haven't learned to beat." Marc Lancaric - Public Adjuster & President of Global Patriot Adjusters.  With years of experience, our ability to bring about quick action from your insurance carrier is our standard of operation.  Your insurance company does not have your best interest at heart.  We have a staff ready to personally handle every aspect of your claim.

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041