NOR'EASTER INSURANCE CLAIM HELP - Duxbury, Scituate, Plum Island, Plymouth -Public Adjuster

NOR'EASTER INSURANCE CLAIM HELP - PUBLIC ADJUSTER

Duxbury,  Scituate, Plum Island, Sandwich, Plymouth, Salisbury, Hull and Marshfield were severely damaged after the January 3rd, 2014 Nor'easter.  Boston is now up to 26.8” of snow for this winter season, roughly  17” above what we would “normally” as of January 3rd.  

IF YOUR HOME OR BUSINESS WAS DAMAGED BY THE NOR'EASTER THERE ARE CRITICAL STEPS YOU MUST FOLLOW:

1. Take Pictures of Your Damage.

Back up, take wide shots, and take more than you think are needed.  We will usually take over 120 pictures of any loss when we act as your Public Adjuster.  This  is Key to winning a fair settlement.

2. Do Not Throw Away Your Damaged Contents Yet.

Take pictures of the damage to the contents, but do not throw them out prior to proper assessment by your insurance company and Public Adjuster.

3. Wait to Hire Labor for the Repairs - Briefly

We don't tell you not to repair your property, but we do want you to consider key items that will help us settle your claim before you hire the labor to fix the property.  As your Public Adjuster we will help you avoid the pitfalls many experience when entering this process.   Sometimes how you hire labor will determine the speed at which you are paid for your claim by as much as 6 months.

Contact Global Patriot Adjusters, LLC at  800-654-3041

Just as your Insurance company has their own interest in mind, we as your Public Adjuster, only have your interest as our focus!" Marc Lancaric - Public Adjuster  - President of Global Patriot Adjusters, LLC

Contact Us for quick action on your claim 800-654-3041.

Ice Dam Insurance Claims - Public Adjuster

Global Patriot Adjusters, LLC handles hundreds of Ice Dam Insurance Claims every year. These are some of the most tedious claims to prove out because the damage is often layers deep in the roofing then building structure. We have handle most of these claims in New Hampshire, Massachusetts, Connecticut, Rhode Island, Vermont, Maine, and New York

Marc Lancaric - Public Adjuster says "Insurance Companies Deny Ice Dam Claims with a bunch of excuses we have learned to overcome!"

Ice dams on roofs form when accumulated snow on a sloping roof melts and flows down the roof, under the insulating blanket of snow, until it reaches below freezing temperature air, typically at the eaves. When the melt water reaches the freezing air, ice accumulates, forming a dam, and snow that melts later cannot drain properly through the dam.

Ice dams may result in leaks through the roofing material, possibly resulting in damaged ceilings, walls, roof structure and insulation, damage or injury when the ice dam falls off or from attempts to remove ice dams.

Reasons Ice Dam Insurance Claims Require a Public Adjuster:

1. The casual way the insurance industry looks at ice dam claims means small settlements.
2. The building is comprised of systems; roof, insulation, walls, structure. These systems have to be addressed in the repairs and damage assessments for ice dam insurance claims.
3. Insurance carriers will often deny or otherwise limit claims based on faulty information of neglect by the owner.

Global Patriot Adjusters settle Ice Dam Insurance Claims Quickly.

With years of experience, our ability to bring about quick action from your insurance carrier is our standard of operation. Your insurance company does not have your best interest at heart. We have a staff ready to personally handle every aspect of your claim.

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041

Smoke Damage Insurance Claims

Smoke Damage Insurance Claims Why You May Need a Public Adjuster

Marc Lancaric, public adjuster, was at a New Hampshire apartment building where a fire had occurred recently. The owner explained that the insurance carrier had said, “We won't be covering smoke damage beyond the neighboring apartment, this just wasn't much more than a kitchen fire.”

Marc Lancaric, now the owner's Public Adjuster responded “This is a smoke damage insurance claim as much as a fire claim, as per the policy, the insurance carrier is responsible to properly investigate and pay for actual damages, including smoke contamination throughout a property.”

Insurance carriers will commonly quickly dismiss the smoke damage caused by even a small fire in homes and businesses. Smoke is one of the strongest and penetrating in insurance losses. Smoke smell can overtake neighboring rooms, attics, basements, and wall cavities which span a building.

At Global Patriot Adjusters, we properly scope the loss. Frankly, it is easy just to look at the obvious, but we will never be accused of such. We dig deep, to find every bit of damage that should be covered by your insurance carrier. We do bring in a far more dollars on claims that are handled with us!

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041

Public Adjuster Commitment To Owners

We had a funny call today from a client. The owner said; “You can't be making money on our claim, with all this hassle — are you going to leave us?”

Marc Lancaric, Public Adjuster and President of Global Patriot Adjusters LLC responded; "We work every claim with a type Commitment to Owners that is not about how profitable your claim is to us, but how well we work as your Public Adjuster.  When we do our work by best practices, with a fact based, owner centered commitment, we build a great company, and support the positive lives of thousands who are damaged by denied and unfair insurance claims!"

He went on to say, "We don't just abandon any client, no matter how hard the negotiations may become!."

A little background on this claim: We had checks flying in for the owners, but we were facing some challenges in getting the client paid for all of their contents.

First understand, Global Patriot Adjusters, handles tens of millions in contents every year. For this particular owner, we even got 3rd party evaluation on many of the items to get the numbers up.

As it happened,  we got a report in from the insurance carrier today that they were paying $25,000 of a $39,000 claim for contents.  We called in some experts for some help, and by five o'clock, we had that number to $36,500. We are always proud when we get closer than others.

It could be said that we are a strange lot! We would certainly agree. Our strangeness is more of a code of honor, as we border on zealots when it comes the settling claims.

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041

Interview: Marc Lancaric, Public Adjuster & President of Global Patriot Adjusters

What States do you operate in?

I work in New Hampshire, Massachusetts, Rhode Island, Vermont, Maine, Connecticut, New York, Louisiana, Georgia, Florida.

What prompted me to be a public adjuster?

In 2009 we had a claim at our house and I could not believe how we were handled by our insurance company. That is when I started looking for help and found a public adjuster to help us through the process. After taking with our public adjuster She explained to me that through the experience of my background in construction this would be a perfect fit for me.

Why do Residential and Commercial property owners contact you for public adjusting services?

We are contacted by those clients as they find out fast that an insurance claim is a full-time job. The complexity of a claim is a process that you don’t want to undertake on your own. We make the life of the Insured a lots less stressful through our approach.

We get the client back to pre-loss condition faster.

How long does the process usually take?

That is a great question. There is no true answer to that question as it depends on the complexity of the loss. It can take a couple of weeks to a couple of months.

Do people who use Public Adjusters get more money?

Yes they do, studies show that using a public adjuster can get anywhere from 300%+ more money on any given loss.

What are the largest pitfalls that owners find in dealing with Insurance companies?

The lag time in claims settling, the lack of respect for one’s home and how the people occupy their properties. The underestimating of the losses and the insured’s just don’t know how to deal with it. They also have an agenda, that is to protect the interest of the Insurance companies, not the home or business owner damaged by the loss.

What makes Global Patriot Adjusters special, or different from many others?

Our Mission says everything about what makes us different. I think I will answer with this; Global Patriot Adjusters is a company birthed and built on the single goal of fanatically bringing every dollar deserved to clients from an insurance claim. We maintain the best reputation in the public adjuster business because we take every claim for every client as a project with personal ownership and accountability.

Call us for a free no obligation consultation or for advice on how to proceed: 800-654-3041